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Total net profit for the period of € 219.2 million (€ 29.8 milion in 2014) combined with an approach of further prudence in the provisioning policy with a significant increase in the coverage ratio on non-performing exposures from 40.7% to 44.2%; this profit is significantly up compared with 2014, even net of non-recurring items
Dividend of € 0.10 per share proposed for the Parent Company BPER Banca (€ 0.02 in 2014)
Significant increase in net commission income during the year (+5.2%), which largely offset the decrease in interest income y/y (-5%), but which showed a slight increase compared with the previous quarter (+0.3%)
Activities to improve cost efficiency continued, confirmed by the decrease in personnel costs and administrative expenses (on a comparable basis, -1.4% and -0.9% respectively versus 2014)